What to Do After a Car Accident Step-by-Step Insurance Guide.

Renew General Insurance

An accident can be stressful, but knowing what to do next can make the claim process smooth and stress-free.

Step-by-Step Guide :

  1. Stay Calm and Check for Injuries – Ensure everyone is safe.
  2. Move to Safety – If possible, move the vehicle off the road.
  3. Inform the Police – File an FIR, especially in case of injuries or third-party damage.
  4. Take Photos – Capture damage, license plates, surroundings.
  5. Notify Your Insurance Company – Call the insurer’s helpline and register your claim.
  6. Submit Documents – Typically includes the FIR, RC copy, insurance policy, and driver’s license.
  7. Survey & Repairs – Wait for the insurer’s surveyor, then take the car to a network garage for repairs.
  8. Track Claim Status – Follow up regularly or check online.

Bonus Tip : Keep a digital copy of your insurance and emergency contact numbers in your glovebox.