Third-Party vs Comprehensive Car Insurance. What’s the Best for You?
Choosing between third-party and comprehensive car insurance depends on your needs, vehicle age, and budget.
Comparison Table :
| Feature | Comprehensive Insurance | Third-Party Insurance |
|---|---|---|
| Coverage | Own damage + third-party | Only third-party damage |
| Premium | Higher | Lower |
| Add-ons | Available | Not available |
| Legal Requirement | Optional | Mandatory |
| Best For | New or high-value cars | Older vehicles or low usage |
Verdict: Go for comprehensive coverage if your car is relatively new or you want full protection. Third-party is best if you're only looking to meet legal requirements.