Everything You Need to Know About Car Insurance in India
Car insurance is not just a smart financial move in India—it’s a legal requirement. Whether you drive a new sedan or a second-hand hatchback, having the right coverage can save you from unexpected expenses.
Types of Car Insurance in India :
- Third-Party Insurance (Mandatory) Covers damages caused to another person or property. It’s the minimum legal requirement under the Motor Vehicles Act.
- Comprehensive Insurance Includes third-party cover plus protection for your own car against accidents, theft, fire, and natural disasters.
Key Benefits :
- Protection from financial liability
- Legal compliance
- Peace of mind during accidents or theft
- Access to cashless repairs at network garages
Tip: Always compare premiums and check for add-ons like zero depreciation and engine protection for enhanced coverage.