Types of General Insurance: A Beginner’s Guide

Renew General Insurance

General insurance comes in many forms, each tailored to specific needs. Here's a quick overview

  • Health Insurance – Covers medical expenses like hospitalization, surgeries, and treatments.
  • Motor Insurance – Includes car and bike insurance; mandatory in India. Can be third-party or comprehensive.
  • Home Insurance – Protects your house and belongings against fire, theft, and natural disasters.
  • Travel Insurance – Covers trip cancellations, medical emergencies, and baggage loss while traveling.
  • Personal Accident Insurance – Provides compensation in case of accidental injury or death.
  • Commercial Insurance – Covers businesses against property damage, liability, employee risks, etc.
  • Fire & Marine Insurance – Essential for businesses dealing with property, warehouses, or logistics.