Top Myths About General Insurance Debunked
There are plenty of misconceptions floating around. Let’s bust a few.
| Sr.No | Myth | Fact |
|---|---|---|
| 2 | I don’t need insurance because I’m careful. | Insurance is for the unexpected, not your routine behavior. |
| 3 | Claiming insurance is a nightmare. | With digitization, claims are now faster and more transparent. |
| 4 | All policies are the same. | Each policy varies in coverage, premium, and exclusions. Always read the fine print. |
| 5 | Buying insurance online isn’t safe. | Buying from IRDAI-approved insurers or aggregators online is absolutely secure. |