How to read & understand Policy Documents

Don’t skip the fine print! Here's how to break down your policy:

What to Check:

• ✅ Policy Schedule – Insured name, IDV, premium
• ✅ Inclusions/Exclusions
• ✅ Coverage limits and sub-limits
• ✅ Claim process and documentation
• ✅ Add-ons and riders
• ✅ Tenure and renewal clause

If unclear, ask your insurer or agent—never assume coverage.